You have to verify your Paypal and ebay account.And the only way to do that is by have a bank or a credit card. If you have a balance in your account, money will be deducted from your paypal and not your credit card or bank acc.

Some people give out wrong addresses when they are selling and steal money. It's important to verify your info. It doesn't matter if you are buying or selling, you need to confirm your addresses.

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